Getting Started
Our services in financial advice, financial planning, and wealth creation are designed to help you navigate the complexities of your financial life and make informed decisions that align with your goals.
Advisory Services
Financial advice you can trust
Our services in financial advice, financial planning, and wealth creation are designed to help you navigate the complexities of your financial life and make informed decisions that align with your goals.
What can we help with?
Investment Advice
We provide investment advice tailored to protect and grow your wealth and seize emerging opportunities.
We offer both managed and bespoke investment options to give you full control over your portfolio.
Our investment advice is geared towards protecting and growing your wealth. This includes capitalising on emerging opportunities, offering opportunities to grow your investment portfolio, maximising retirement income, estimating income potential, creating personalised portfolios, and providing continuous advice and management ensuring your decision making is fully informed.
Sub Services
Investment Advice
Retirement Planning
Tax Planning and Optimisation
Risk Management and Insurance
Estate Planning
Debt Management
Education Funding
Financial Planning
We offer tailored strategies to build and protect your wealth, helping you achieve your financial goals by understanding your current situation and where you would like to be; working with you to formulate a personalised strategy with your desired outcomes in mind.
Whether you are seeking our investment expertise, guidance on wealth creation, use of entity structures for tax efficiency and asset protection, or transitioning into your retirement, your dedicated Adviser provides expert advice tailored to your circumstances.
Sub Services
Detailed Financial Review
Goal Setting and Strategy Development
Budgeting and Cash Flow Management
Retirement Planning and Superannuation
Estate Planning and Wealth Transfer
Risk Management and Insurance Planning
Education Funding and Savings Plans
Retirement and Planning
We help our clients build wealth towards attaining financial independence, guiding your transition from your working lives into a financially secure retirement.
By starting early, balancing lifestyle choices with long-term financial objectives, and taking advantage of our professional guidance and ongoing review, our clients can build a robust retirement plan that supports a comfortable and fulfilling retirement lifestyle.
A comprehensive retirement plan focuses on protecting and growing your wealth, maximising the use of tax effective investment structures such as superannuation, building a diversified investment portfolio, generating long term growth and income, to support a comfortable and fulfilling retirement lifestyle.
Sub Services
Superannuation Advice
Superannuation stands as the most powerful investment structure available in Australia, due to its robust tax advantages.
A customised superannuation strategy can enhance your wealth accumulation efforts and work towards achieving your longer-term financial objectives with greater tax effectiveness, providing you with assurity that your super is positioned optimally now and into the future.
We will guide you in tailoring your super to your desired retirement lifestyle; maximising your opportunity to contribute and grow your superannuation capital; helping you manage a diversified portfolio aligned to your risk appetite; and exploring various strategies including determining an appropriate fund, including whether a Self-Managed Super Fund (SMSF) is suitable, benefit consolidation and scaling of administration costs, asset protection including insurance benefits, structuring a retirement income strategy and minimising tax consequences for you and your family.
Sub Services
Life Insurance
We provide comprehensive advice on protecting you and your family against unforeseen circumstances that could impact your financial future. We offer guidance on different types of insurance including:
- Income Protection Insurance covers up to 70% of your gross monthly income if you’re unable to work due to sickness or injury.
- Life and Total & Permanent Disability Insurance that provides a lump sum benefit in case of your death or permanent disability, helping your family maintain their standard of living.
- Trauma (Critical Illness) Insurance that offers a lump sum benefit if you’re diagnosed with a specified medical condition.
- Buy/Sell & Partner Business Insurance that Involves a Buy-Sell Agreement (BSA) between individual business owners, offering a plan in case of unforeseen events such as death or disablement of a Principal.
Sub Services
Wholesale Investment Opportunities
We have access to a range of wholesale investment options, offering customised alternative solutions to address a variety of investor goals.
Investors have access to a variety of alternative assets including:
- Private Credit – Including Australian and Global Private Credit opportunities
- Private Equity – Including Australian and Global Private equity opportunities from Venture Capital investments to Buy out
- Alternative private investments – Including Royalties, private infrastructure and liquid alternatives
Sub Services
Expertise
Meet our Financial Advisory Director
Let Scott and his team understand your wealth goals and discuss your financial planning requirements.
Scott Martin
Director (Advisory)
For over a decade Scott has helped clients make smart choices with their money, get their financial house in order and increase their wealth.
Scott has extensive experience working at one of Australians largest financial institutions and at several boutique financial planning firms before becoming a director at LZR. He has enjoyed the experience of helping clientele from varied backgrounds from young wealth accumulators through to those that already have a high net worth. Scott is a strategic financial planning expert who possesses a strong background in superannuation and SMSF strategies as well as portfolio management, investment markets, cashflow management and estate planning.
Before his Financial Advice career, Scott represented Australia in track and field athletics. Competing in the discus at the London Olympic Games and in the shot-put at the Beijing Olympic Games.
Authorised Representatives of Apex Macro Financial Group ABN 33 617 164 413 , AFSL No. 498715
How we approach Financial Advice
Our focus is on your value, not just our services.
Whatever your financial needs, you’ll want to work with someone you can trust, and above all feel that you’re being understood. With us, you’ll benefit from an expert team trusted by many to help make intelligent financial choices based on impartial research.
Specific Advice
Extensive Experience
Personal Service
Integrated Planning
Risk Management
Proactive Strategies
Goal Achievement
Ongoing Relationships
Transparent Communication
The LZR way
Our team integrates wealth creation, accounting and compliance - saving you time and money.
Choosing an LZR financial advisor means benefiting from an integrated approach to your financial and personal wellbeing.
Unlike standalone wealth consultants, we leverage off our team of experts to offer a wide range of financial services, offering informed advice that covers all aspects of your financial life – taking into consideration the other aspects we manage within our team.
We work with your existing advisers and brokers to ensure you receive considered advice without any surprises. With a focus on building lasting relationships and providing continuous support, we ensure that your financial journey is smooth, simple, and designed to achieve your aspirations.
Advisory Process
Our Simple Five Step Process
01.
Initial Consultation
We begin with an initial consultation to understand your financial situation, goals, and concerns. During this meeting, we gather detailed information about your income, expenses, assets, liabilities, and future objectives.
Benefits
Establish a clear understanding of your financial needs and goals.
Discuss your expectations and identify specific areas where you need advice.
Set the foundation for a tailored financial strategy.
02.
Comprehensive Financial Analysis
Our team conducts an analysis of your current financial situation. This includes reviewing your goals and financial strategy, unlocking opportunities, assessing your financial statements and investment portfolio, evaluating your insurance coverage, and identifying potential risks and opportunities.
Benefits
Gain a detailed and accurate picture of your financial health.
Identify strengths and weaknesses in your current financial plan.
Prepare a solid basis for developing an achievable financial strategy.
03.
Strategy Development
Based on the analysis, we develop your financial strategy targeting your unique needs and goals. This strategy covers areas such as investment planning, retirement planning, tax optimisation, risk management, and wealth creation.
Benefits
Receive a comprehensive and actionable financial plan.
Ensure all aspects of your financial life are addressed.
Align your financial strategy with your goals and dreams.
04.
Implementation
Our advisors work closely with you to implement the recommended financial strategies. This may involve restructuring your investment portfolio, setting up new accounts, adjusting insurance policies, and changing tax strategies.
Benefits
Experience a smooth and efficient implementation process.
Ensure that all recommended actions are executed correctly.
Begin the journey towards achieving your financial goals.
05.
Ongoing Support and Review
We provide continuous monitoring and regular reviews of your financial plan to ensure it remains aligned with your goals. Our team stays updated on changes in the financial and legislative landscape and adjusts your strategy and investment portfolio as needed. We are always available to provide advice and answer any questions.
Benefits
Maintain the effectiveness of your financial plan over time.
Adapt to changes in your personal circumstances or market conditions.
Receive ongoing support and guidance to achieve financial success.
Ready to get started?
Our team are ready to elevate your future, get in touch today for a no-obligation consultation.
