Getting Started
At LZR, we understand that securing the right loan can be a crucial step toward achieving your financial goals, whether you’re buying a home, expanding your business, or managing personal finances. Our lending services are designed to provide you with lending solutions that meet your specific needs.
With decades of experience and a deep understanding of the lending landscape, we are here to guide you through every step of the process, ensuring that you make informed decisions that benefit your future.
Lending & Mortgage Services
Building relationships, personalised solutions
With access to over 60 lenders on our panel we can offer a comprehensive range of options including home lending, business lending, asset finance, car leasing, and personal loans. Our panel of lenders includes all the major banks, as well as most second and third tier lenders, credit unions, and mutuals. Let us help you find the right solution.
What can we help with?
Personal Loans
Whether you’re looking to consolidate debt, fund a major purchase, or cover unexpected expenses, our personal loan services offer flexible solutions to meet your needs. We work closely with you to understand your financial situation and goals, providing personalised loan options with competitive interest rates and favourable terms.
Sub Services
Debt Consolidation Loans
Home Mortgages & Re-mortgages
Debt Consolidation Loans
Home Improvement Loans
Medical Expense Loans
Wedding Loans
Vacation Loans
Education Loans
Car Loans
Emergency Expense Loans
Moving and Relocation Loans
Personal Line of Credit
Renovation Loans
Funeral Expense Loans
Holiday Shopping Loans
Major Purchase Loans
Green Loans
Unsecured Personal Loans
Secured Personal Loans
Bad Credit Personal Loans
Low Interest Personal Loans
Fixed Rate Personal Loans
Variable Rate Personal Loans
Home Loans
Buying a home is one of the most significant financial decisions you will make. At LZR, we simplify the mortgage process, helping you secure the best possible terms for your home loan.
Our mortgage brokers are dedicated to finding the right mortgage solution for you, whether you’re a first time homebuyer, looking to refinance your existing mortgage or add to your property portfolio.
Sub Services
Owner Occupied
Investment
Restructure
Construction
Renovation
Bridging
Commercial Loans
For business owners and entrepreneurs, accessing the right financing is essential for growth and success. Our commercial loan services are designed to support businesses of all sizes with built-for-you financing solutions.
Whether you need funds for expansion, equipment purchase, or working capital, we provide expert advice and flexible loan options to help your business thrive.
Sub Services
Business Term Loans
Commercial Property Loans
Equipment Financing Loans
Working Capital Loans
Business Line of Credit
Trade Finance
Invoice Financing
Development Funding
Expertise
Meet our Lending Director
Ready to expand your financial goals with the right lending solutions to support your needs.
Adam Humphreys
Director (Finance)
With over 25 years’ experience in the finance sector with the major banks, Adam brings extensive skills as a broker having held roles as a senior business banking manager, credit manager, and international trade specialist with these institutions. This sees a unique skill set which allows LZR Finance to overlay the client requirements with bank lending policies and credit requirements, which can be difficult to navigate and understand without professional assistance.
Whilst having a background in commercial, business, and development lending for self-employed customers, he is also able to assist with residential and investment property lending. With a passion for client outcomes, he is able to anticipate client needs and provide solutions and strategies that help clients achieve their long term finance goals.
The LZR way
Integrated lending leads to better long term outcomes
Choosing an LZR lender means gaining access to a comprehensive financial ecosystem that goes beyond what a standalone broker can offer.
Our lenders form part of a cohesive team of financial experts, including tax specialists, business advisors, and auditors, all working together to provide a holistic approach to your financial needs. This integrated service ensures that every aspect of your financial situation is considered, offering you more strategic, informed, and customised lending solutions.
Our deep industry knowledge, competitive rates, and commitment to personalised service make LZR the ideal choice for those seeking not just a loan, but a partner in achieving their financial goals.
Risk Management
Potential Risks from Not Using the Right Lender
Let’s be frank. The lending market in Australia has become harder to navigate over recent years and the information requirements of lenders are more stringent and detailed than ever before. From buying your first home, renovating an existing house, investment property finance, getting the kids into their first home, or growing your business, arranging finance can be difficult and confusing.
But what are the risks of not using the lending team?
